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Terms and Conditions

Effective Date: September 23, 2025

Welcome to Cimato Insurance Services. These Terms and Conditions (“Terms”) outline the rules and responsibilities associated with your use of our website and services, including SMS communications. By using our website and services, you agree to these Terms. If you do not agree, please do not use our services.

1. Use of the Website

  • You must be at least 18 years old to use this website.
  • You agree to use this website and our services for lawful purposes only.
  • You are responsible for ensuring that any information you provide is accurate and up to date.

2. Services and Pricing

  • We provide insurance brokerage services, including quotes, policy management, and customer support.
  • Prices, premiums, and rates are subject to change without notice.
  • Service availability may vary depending on carrier approval and eligibility.

3. Consent to Receive SMS Communications

By providing your phone number and opting in, you agree to receive text messages from Cimato Insurance Services related to:

  • Appointment confirmations and reminders
  • Policy updates and renewals
  • Insurance quotes and application status
  • General customer support and inquiries

Opt-In and Opt-Out Mechanism:

  • You can opt in by providing your phone number through our website, lead forms, or by requesting quotes directly from our team.
  • You can opt out at any time by replying STOP to any message. After opting out, you will no longer receive SMS communications.
  • For assistance, reply HELP or contact us at https://cimatoinsurance.com/.

4. Message & Data Rates

  • Standard messaging and data rates may apply based on your mobile carrier’s plan.
  • Cimato Insurance Services is not responsible for any additional charges incurred by your carrier.

5. Intellectual Property

  • All content on this website, including text, images, logos, and trademarks, is the property of Cimato Insurance Services, LLC and is protected by copyright and trademark laws.
  • You may not copy, modify, distribute, or use any content without our prior written consent.

6. Privacy & Data Protection

  • Your personal information, including your phone number, is stored securely and will never be sold or shared with third parties.
  • SMS consent is not shared with third parties.
  • We use your information only for legitimate business communication as described in our Privacy Policy.
  • If you have concerns about your data, please contact us at [email protected].

7. Limitation of Liability

  • We strive to keep all information on our website accurate and up to date, but we do not guarantee its completeness or accuracy.
  • We are not liable for any direct, indirect, or incidental damages arising from:
  • Your use of the website.
  • Service interruptions.
  • SMS delivery failures.
  • Cimato Insurance Services does not guarantee that every SMS message will be delivered successfully.

8. User Conduct & Compliance

By using our services and website, you agree not to:

  • Use our messages for unlawful purposes.
  • Provide false or misleading information when opting in.
  • Attempt to disrupt or abuse our messaging system.

9. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, policies, or practices of these external sites.

10. Changes to These Terms

We reserve the right to update these Terms and Conditions at any time. Continued use of the website and our services after any changes constitutes acceptance of the new Terms.

11. Governing Law

These Terms are governed by the laws of the State of Arizona, United States of America. Any disputes must be resolved in the appropriate courts of that jurisdiction.

12. Contact Information

If you have any questions regarding these Terms, please contact us:

Cimato Insurance Services, LLC

13260 N 94th Drive, Suite 203
Peoria, AZ 85381
Phone: (520) 616-2244
Email: [email protected]